Happy Wednesday!

XRP had everything going for itself in July — and then the run peaked at $3.65. What went wrong?

Crypto was a total dud in Q4, but the latest Grayscale report says the next quarter will be better — here’s why.

Plus, this is the last chance to secure your 2026 trading edge at year-end pricing. Benzinga Edge gives you daily trade setups, exclusive stock ideas and real-time signals so you are never guessing when markets move.

The End-of-Year Sale ends December 31.

TOP STORY

How XRP's 'Incredible Year' Became A 48% Crash Despite Everything Going Right

Ripple won the lawsuit, landed $1 billion in ETF inflows and spent $2.7 billion on acquisitions — yet the price still crashed 48% from its July peak.

From Gary Gensler’s final legal "terror" to the stalled CLARITY Act, 2025 proved that regulatory wins don't always equal green candles.

With native lending coming to the ledger in 2026, can the fundamentals finally lift the price?

SPECIAL OFFER

Final Hours To Lock In 55% Off Benzinga Edge

This is the last chance to secure your 2026 trading edge at year-end pricing. Benzinga Edge gives you daily trade setups, exclusive stock ideas and real-time signals so you are never guessing when markets move. The End-of-Year Sale ends December 31.

QUICK N DIRTY

Bitcoin, Ethereum, XRP are up slightly but are set to end 2025 in the red: here’s what’s moving markets today.

Bitcoin may bottom out around $55,000 before another epic surge to $350,000 — if the latest expert predictions are to be believed.

Strategy is down 71% since the 2024 election, and it could get even worse in January. Where did it all start going wrong?

FINTECH FOCUS

Crypto Momentum Stalled In Q4, But The Next Quarter Will Be Better: Grayscale

Grayscale just confirmed what traders already felt: Q4 was a washout.

Every major crypto sector posted negative returns as the "AI trade" collapsed, but privacy tokens quietly emerged as a surprise hedge against the slide.

With a massive legislative catalyst looming on Capitol Hill, the firm predicts the momentum is about to flip back to green in 2026.

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