Happy Monday!

Michael Saylor is still buying — but a lot less than the last few weeks. Only 1,000+ Bitcoin added to Strategy’s coffers…what changed?

XRP is ready for institutional mass adoption, according to Franklin Templeton. Here’s what the fund manager says needs to happen to kick it off.

Plus, Legacy insurers still take weeks to process a claim while an army of adjusters reviews paperwork. This company rebuilt the entire model from scratch with AI and revenue is accelerating. See the AI insurer Wall Street is starting to notice.

TOP STORY

Strategy Buys Just 1,031 Bitcoin After Two Weeks Of $1B+ Purchases: What Changed?

Strategy slammed the brakes — buying just 1,031 Bitcoin for $76.6 million last week after two consecutive $1 billion+ purchases.

The reason is mechanical: the STRC preferred share issuance that fueled the prior buying spree is paused, leaving only common stock ATM sales as the funding engine.

Total holdings now sit at 762,099 BTC at an average cost of $75,694 — still underwater with Bitcoin near $70,000.

Saylor's 1 million BTC target by year-end requires another 239,000 coins at an estimated $22.2 billion, meaning the billion-dollar weeks return the moment preferred share capacity gets reloaded.

SPECIAL OFFER

This Insurer Pays Claims In 3 Seconds. The Stock Is Up 87%.

Legacy insurers still take weeks to process a claim while an army of adjusters reviews paperwork. This company rebuilt the entire model from scratch with AI, cutting its loss ratio from 88 cents on every dollar down to 67 cents in under two years. Revenue is accelerating. Most retail investors still think of it as a money-losing fintech experiment. They haven't looked at the last two quarters.

QUICK N DIRTY

Bitcoin, Ethereum, XRP are surging on Monday after a big short unwind got triggered by President Trump: here’s what’s moving markets today.

Dogecoin could soon get its own ‘Windows’ of sorts with a DogecoinOS. Here’s what that is all about and what it means for DOGE.

Tom Lee’s BitMine is merrily buying away, even if BMNR remains 70% below its highs. Here’s how much ETH they scooped up last week.

FINTECH FOCUS

Franklin Templeton Says XRP Will Boom When Companies Actually Start Using It

Franklin Templeton's Roger Bayston says XRP’s institutional inflection point isn't regulatory — it's operational.

The tipping point arrives when companies start using the XRP network to solve actual business problems, not just hold it as a speculative asset.

The SEC-CFTC commodity classification on March 17 helps, giving legacy custodians like Northern Trust, State Street, and Citi a clear mandate to build infrastructure around XRP — but Bayston calls it "another step," not the finish line.

The biggest wildcard: a $2.1 trillion private credit market showing 9.2% default rates.

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